ROCKMEAL INNOVATE Terms of Service
Effective Date: September 25, 2025
Welcome to ROCKMEAL INNOVATE! These Terms of Service ("Terms") govern your access to and use of our website, mobile application, and all related services (collectively, the "Services"). By using our Services, you agree to be bound by these Terms.
1. Eligibility and User Accounts
To use our Services, you must be at least 18 years old and legally capable of entering into a contract. You agree to provide accurate and complete information when creating your account. You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account. You must notify us immediately of any unauthorized use.
2. Our Services
ROCKMEAL INNOVATE provides financial services, including but not limited to, loan applications and savings management. The specific terms for each product (e.g., loan repayment schedules, interest rates, savings returns) are detailed in separate agreements you will be required to sign electronically before using a specific product. These Terms are a general agreement for the use of our platform.
3. User Obligations and Conduct
You agree not to use the Services for any unlawful purpose or in any way that could harm ROCKMEAL INNOVATE or its users. This includes, but is not limited to:
- Providing false or misleading information.
- Attempting to defraud or commit illegal acts.
- Distributing viruses or malicious code.
- Using our Services to engage in money laundering, terrorism financing, or other illegal activities.
4. Intellectual Property
All content on the ROCKMEAL INNOVATE platform, including text, graphics, logos, and software, is the property of ROCKMEAL INNOVATE and is protected by copyright and other intellectual property laws. You may not copy, reproduce, or distribute any part of our content without our express written permission.
5. Disclaimers and Limitation of Liability
The Services are provided "as is." We do not guarantee that the platform will always be available, secure, or free from errors. To the fullest extent permitted by law, ROCKMEAL INNOVATE and its affiliates will not be liable for any indirect, incidental, or consequential damages arising from your use of the Services. Your sole remedy for dissatisfaction with our Services is to stop using them.
6. Termination
We may suspend or terminate your access to the Services at any time, with or without cause, and without notice. This includes termination for a breach of these Terms. Upon termination, your right to use the Services will immediately cease.
7. Governing Law
These Terms are governed by the laws of Nigeria, without regard to its conflict of law principles. Any legal action or proceeding related to these Terms shall be brought exclusively in the courts located in Rivers, Nigeria.
8. Changes to the Terms
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Effective Date." Your continued use of the Services after such changes constitutes your acceptance of the new Terms.
Contact Us
If you have any questions about these Terms, please contact us at rockmeal360@gmail.com or call 09074085511.
